Terms & Conditions
Last updated: 15 January 2026.
1. Acceptance of Terms
By accessing and using the website focus-logic-web.com (hereinafter: 'Website') you accept these Terms and Conditions in full. If you do not agree with any part of these terms, please do not use the Website. These terms apply to all visitors, users and other persons who access the Website.
2. Description of Services
Focus Logic Web d.o.o. provides informational content through this Website related to financial literacy, personal finance management and financial consulting. The content of the Website is intended for educational and informational purposes only and does not constitute financial, legal or investment advice within the meaning of the regulatory provisions of the Republic of Croatia. We recommend consulting a licensed financial adviser before making significant financial decisions.
3. User Obligations
By using the Website you agree to: • Not use the Website for illegal or unauthorised purposes. • Not attempt to gain unauthorised access to the Website's systems. • Provide accurate information when using the contact form. • Not distribute Website content without prior written permission. • Comply with all applicable laws of the Republic of Croatia and the European Union.
4. Intellectual Property
All content on the Website – including text, graphics, logos, icons, images, audio and video recordings, software and data compilations – is the property of Focus Logic Web d.o.o. or its licensors and is protected by the copyright laws of the Republic of Croatia and international conventions. Unauthorised copying, distribution or use of content is strictly prohibited.
5. Limitation of Liability
The Website content is provided 'as is' and 'as available', without any warranties, express or implied. Focus Logic Web d.o.o. does not warrant: • That the Website will be available without interruptions or errors. • The accuracy, reliability or completeness of information on the Website. • That the results of using the Website will meet your expectations. In no event shall Focus Logic Web d.o.o. be liable for any direct, indirect, incidental, special or consequential damages arising from the use of or inability to use the Website.
6. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of Croatia. All disputes arising from or related to these Terms and Conditions shall be subject to the jurisdiction of the competent court in Zagreb, Croatia.
7. Dispute Resolution
In the event of a dispute, we will endeavour to resolve it amicably. If an amicable resolution is not possible, the dispute shall be resolved before the competent court in Zagreb. Users from the European Union may also use the Online Dispute Resolution (ODR) platform at: https://ec.europa.eu/consumers/odr/.
8. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes take effect on the date of publication on this page. Continued use of the Website after modifications constitutes acceptance of the new terms. We recommend regularly reviewing this page.
9. Contact
For questions about these Terms and Conditions, please contact us at: Focus Logic Web d.o.o. Ulica Grada Vukovara 284 10000 Zagreb, Croatia Email: info@focus-logic-web.com